Texas Home Insurance Terms

Your property is a very important part of your life. In fact, the single biggest investment you may ever make is your home.

As you ensure that your property is properly insured, you may come across certain terms that you may have questions about. This is a brief summary of Homeowners insurance terms.

The Homeowners policy is a policy in which Fire and extended or Broad coverage for dwelling and contents, residents' theft insurance, additional living expense, and personal liability insurance are combined.

As part of a standard Homeowners policy, there are standard coverages. One of those would be Liability Coverage. Liability Coverage covers losses for which an insured is legally liable. For homeowners insurance, for example, liability coverage protects the policyholder against financial loss if they are sued and found legally responsible for someone else's injury or property damage.
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